How to Protect Your Bank Account From Internet Fraud 1

How to Protect Your Bank Account From Internet Fraud


To carry out banking operations by the Internet (Internet banking) is synonymous with convenience and, many times, the economy: among other advantages, you do not wait in line, it can carry out transactions in times or dates that the agencies do not work and, depending on the service, you can get rates cheaper.

The problem is that, where there is money, there are criminals. In the “online world”, unfortunately, is not different: the chances of you knowing someone that has already been the victim of bank fraud with accesses carried out by the Internet are large – it may be that you’ve gone through it.

To help avoid situations of the kind, the AbbreviationFinder it offers the following are some prevention tips against bank fraud over the Internet. At the end of the text, you will know how to act in case the problem happen to you or someone you know.

The procedures, in their majority, are simple, but they help even to avoid “headaches”. So, read the text with a calm and do not worry if the tip seem long – it is only being well explained 😉 Let’s go?


Tips to protect your account in Internet banking

1 – Always check the website address of the bank, before using it

One of the tricks used by criminals to access accounts Internet banking is the creation of fake sites of banks, but that are similar enough to the pages true. If the user does not realize they are entering an address not original, will provide sensitive information, such as account number the current and password to access it.

Because of this, it is very important to verify the address the website (URL) before you enter the information from your account. This checking should be done in all and any access, because the criminals can use simple tricks to the most complex to make the user sign in to the fake site.

There may be, for example, a malware that is installed discreetly in the the computer that changes the settings of DNS on the machine and redirects the browser for a fake site when the user types in the address true of a bank. As the page fraudulent mimics the site true, many times the person does not realize the difference.

So, when you notice that the site address has any difference or some characteristic of the suspect – by example, instead of, please do not enter your data. If in doubt, please contact us the phone with the bank and ask if that address is the same used by the company.

2 – Beware of fake emails on behalf of the bank

Another trick often used by scammers is the sending of fake emails (phishing scam) in the name of the bank. The message tries to entice the user to click on a link or an attached file which has properties to be malicious.

For this, the text may say, for example, that the user has an outstanding debt or have had a certain amount balcony of your account recently. In fright, the person who clicked on the supposed link or file that provides more details about the problem, but this, in fact, directs you to a fake website or install a malware that capture data typed, for example.

Many times the person does not realize that that e-mail is fraudulent because he understands that a criminal does not know of the existence of an account at any bank. But the trick here is quite simple: the fraudster can obtain a list with, for example, 100 thousand email addresses and send a message fake this; it is quite likely that at least a small portion of these addresses is people who have account in the bank mentioned in the message; the goal is that the e-mail fake reach them, no matter what the other individuals.

So, be very attentive to emails on behalf of banks. Remember that, normally, the banking institutions do not make charges for e-mail. In addition, these messages often have characteristics that facilitate their identification, such as spelling errors, formatting irregular or engaging content (that uses arguments to convince of something).

If you regularly receive bank statements or invoices e-mail – yes they are services that banks offer, be aware of any different characteristic, such as titles that do not tend to be used by the bank, the the already mentioned spelling errors, suspicious links, between other. When in doubt, delete the message without clicking on anything.

It is important to keep in mind that the banks may send you communications by e-mail, but don’t ask for updating cadastral, confirmation of data synchronization tokens, or any action of the type in messages. Reported really important or billets billing are usually sent via Post, not to be when the own consumer requests other means.

How to Protect Your Bank Account From Internet Fraud 1